While variable rates expected to hold steady after BoC decision, fixed rates are facing upward pressure from rising bond ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

Learn how the current index value impacts variable-rate loans, affecting interest rates with indexed rates and margins. Essential for market-related financial decisions.

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Markets are betting the next rate move by the Bank of Canada will be a hike — and that's where the danger lies ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Every interest rate move by the Bank of Canada triggers the existential mortgage question of whether to go fixed or variable, but what if you didn’t have to choose? Of course, that would require a ...

Mortgage rates have slowly ticked down this year, and rate momentum is expected to continue in 2026, says Moneyfacts.

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Browse the table below and click the 'Explore Quote' button to start a conversation with a mortgage broker, if ...

Most borrowers think they beat the banks by fixing home loan rates. As more economists tip the next RBA move will be a hike, here’s the analysis of who wins by fixing.

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...