Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

You've probably heard of homeowner's insurance. But if you're renting and need some sort of coverage, here are some renter's ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

A resident makes repairs on his trailer home at Briny Breezes. If you’re one of the many Floridians shopping for a new home insurance policy during Florida’s insurance crisis, you need to know a few ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage ...

Homeowners are discovering that the most painful insurance claims are increasingly tied to a familiar list of repairs: roofs ...

Learn how independent insurance adjusters evaluate claims for insurers, the benefits they offer, and the differences between independent and public adjusters.

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

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As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...