With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

If you're in the market for a $400,000 home, you'll need to rake in at least six figures annually before you can even think about affording it. Depending on where you live and how much you put down, ...