Anyone can apply for a large personal loan and could qualify if they meet the requirements, which vary from lender to lender.

Who qualifies, typical terms, and potential uses. Discover alternatives like retirement plan withdrawals and other financial ...

Personal loans are installment loans, which means the borrower receives a lump sum from the lender and then repays it over a predetermined period. Providing the borrower chooses a reputable lender, ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

Unsecured loans don’t require collateral, making them accessible to many borrowers. Lenders assume a greater risk, so the interest rates are typically higher than secured loans. Approval time can be ...

Both personal loans and buy now, pay later plans can give you access to money in a pinch. A personal loan can be more straightforward, and you'll generally have more time to repay it. BNPL could work ...

Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs might be higher ...

Taking a loan is often seen as a financial necessity, but with the right planning, it can also become an effective tool for tax savings. Many borrowers are unaware that India’s income tax laws offer ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

Lindsay Frankel is a contributor to Buy Side from WSJ and an expert on personal loans, insurance and real estate. A personal loan provides the cash you need as a lump sum upfront, allowing you to ...