While homebuying, mortgage interest rates and refinancing may not be at the top of mind for buyers and owners now, in the ...

High mortgage rates in recent years have made it a tough borrowing environment for prospective homebuyers and those looking to refinance their existing mortgages. After mortgage rates fell to ...

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Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

A mortgage preapproval is a statement of how much money a lender is willing to let you borrow to pay for a home. There are several important steps in the preapproval process, such as shopping around ...

To afford a $600,000 house, the amount of income needed depends on savings and the down payment, with a debt-to-income ratio of 43% or less being ideal for lenders. Buying your dream home can be a big ...

Don’t like today’s mortgage rates? Here’s how to get a lower one Written By Written by Contributor, Buy Side Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing ...

Getting a mortgage is harder when you’re self-employed. That’s because lenders rely heavily on W-2 income and steady paychecks. Instead of pay stubs, you’ll need to show tax returns, bank statements ...

Getting a mortgage can feel like jumping through hoops, but it can be even more daunting for self-employed individuals. Can you get a mortgage if you're self-employed? First, the good news: Yes, you ...

To prepare for getting a mortgage, figure out what you can realistically afford, how much you’ll have saved for a down payment and if you need to improve your credit score before applying. Comparing ...