COVID-related shutdowns and restrictions have hit small businesses particularly hard. Many of them have closed permanently, while others are hanging on by their fingernails. Fortunately, there is some ...

From credit scores to appraisal reports, much of the loan process hinges on the applicant or the property meeting certain benchmarks. But before you start pricing houses, be sure you’ve met one ...

Student debt is no longer just a line item on a budget, it is a monthly bill that is colliding with the cost of groceries, ...

If you want to buy a house or pursue a higher education, you’ll probably need a loan. There are a lot of different loan types though, and they can be confusing. Here are the big ones that you should ...

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Discover the fundamentals of whole loans, their role in risk management, and how they are packaged and sold in secondary markets, enhancing liquidity for lenders.

Last week, I wrote about the recent federal omnibus bill and heard from several readers—thank you! I was a full Pell recipient when I was an undergraduate student at Michigan State University in the ...

It’s a tough time to be a loan officer. Refinance activity is gone, housing inventory continues to be at record lows and interest rates remain on the rise. It is the type of perfect storm that will ...