Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

In today's high interest rate environment, many people struggle to find affordable financing options. If you need to borrow money, racking up charges on your credit card or taking out a personal loan ...

Note: The sample rates included in the reviews are accurate as of December 1, 2025 and are subject to change at any time. What do you do if you want to tap your equity without losing your low rate?

A popular misconception is that a person needs a credit score to buy a house. While it’s true that a good credit score will help one get the best interest rate, having no credit will not preclude ...

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just about any purpose, from home renovations to consolidating high-interest debt.

If you've owned your home for several years, you've likely built up significant equity. In fact, the average American homeowner now has $307,000 in equity, according to a recent Cotality report — ...

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A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...