U.S. employer health care costs are projected to rise 9.5% in 2026, exceeding $17,000 per employee, the global professional services firm AON recently reported. This marks the third consecutive year ...

Fewer employee benefits are as hotly debated and misunderstood as level-funded and self-insured health plans. There's no denying an ability to tailor benefits to the workforce for cost savings and a ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

As health care costs and employer-sponsored insurance premiums rise year after year, the burden on both employer and employee grows more onerous with little relief in sight. A recent survey of 1,700 ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

The landscape of employer-sponsored healthcare is rapidly evolving, with rising costs (registration required) driving the need for innovative funding alternatives. As a group health plan consultant ...

Level-funded health plans are growing in popularity as small-group employers look to save money on their workers’ health coverage. In addition, level-funded plans are attractive because they are ...

Hoosier employers are increasingly relying on self-insured plans to deliver care to their workforce, even as the nation looks elsewhere. (Connect Images for Getty Images) In the face of growing health ...